Did You Know?

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Make Impact

Salary loans to approved workers are life savers. Support a need today, change a life

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Affordable

With as little as ₦50,000, you can be a co-lender. Get your money to work for you.

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Short Tenors

Average loan tenor spans from 4-18 months.




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Enjoy monthly Funds flow

Average returns on micro-credit is currently higher than returns on any money market instrument in Nigeria. Take the chance, boost your income


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Monthly Flow

Salary loans gets repaid in installments during payday directly from employer’s payroll or salary account. No long wait to cashflow.

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Intuitive Dashboard

Follow your transactions from your palm. The co-lend app captures the essence that helps tracks your money

Here is why

We believe that money should work for everyone in a safe and secured environment.
We make it even better with embedded passive income of up to 40% per annum.

Escrow Account

All funds are fully escrowed by regulated escrow manager before disbursal and on loan repayments.

Screened Borrowers

We provide loans to employees of profiled companies with good credit history and repayment ability.

We get paid from source

We get paid before borrowers receive the residue to their bank account.

Stable and High Returns

We fund loans to salary earners only with recovery from payroll and salary account Guaranteed return per loan is 40%.

Credit Life Insurance

Ensures that nothing is left to chance.
We protect your funds all the way


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We are building a partnership that pays!

Our mission is to pave way for the future of finance by creating a marketplace for individuals and institutions to earn, make impact and support access to funds by validly employed Nigerians digitally

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Choice of products

Co-lenders have full privilege to choose loan category to back.

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100% transparent

Get full complete insight on all your loan funds such as loan number, amount, returns and payback date.

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Boost your income

Use your monthly funds flow to back new request to boost your money exponentially.

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Auto Funding

Set auto fund and funding preferences to get your funds making you more money.
Save yourself the hassle of visiting the marketplace to seek for transactions.

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